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The employment landscape is changing in some areas of New York. In the western region of New York jobs were at one time industrial-based. Buffalo had steel mills, automobile manufacturers, and grain and millworks as the prime economic forces. Western New York jobs are now found more in the service and banking industries, as this area grows into a banking hub. There are good career opportunities in the service, banking and financial industries in this area, and below average housing costs make it an affordable place to live and work.